Vehicle Finance Protection Options

Are you financing your vehicle from a dealership?
We offer a wide range of vehicle financial protection options with the convenience and flexibility to meet your needs.

View Brochure.
View Terms and Conditions.

 

KEYBACK 01
CARPAYMENT 01
FINANCEGAP 01
COLLISION 01
THEFT 01


 

KEYBACK

Covers the shortfall between your car purchase value vs. return value.

Auto Key Back Chart 01

If the vehicle must be returned due to one of the following reasons, Auto Key-Back Protection will reimburse you for the shortfall between the purchase value v.s. the return value of your car at time of loss up to a maximum of $7,500.*

Physical Disability
Loss of Driver’s Licence (Age & Medical)
International Job Transfer
Accidental Death
Self-Employed Bankruptcy

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CARPAYMENT

Protects you from involuntary unemployment.

How would you make your monthly car payments in case of an unexpected lay-off?

In today’s uncertain job market, being laid off can be an unfortunate reality that can leave you and your family with an emotional and financial burden. Alternative planning and proper protection is essential so that you can focus on your future.

In case of involuntary unemployment due to lay-off, Car Payment Protection works when you can’t. We will make your monthly loan re-payments towards the finance of your vehicle for up to 8 months or up to a maximum of $7,500.*

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FINANCEGAP

Covers the shortfall between your insurance payout vs. finance balance.

Why take the risk of paying for a car that has been written off and is no longer in your possession, when you can be protecting the finance of your new vehicle?

Insurance companies are likely to pay the market value for your vehicle and that value could be significantly less then your original purchase price. This variance will leave you in debt with your finance company.

In case of a vehicle write-off due to an accident, Finance Gap Protection will reimburse you for the shortfall between the insurance payout v.s. the outstanding finance balance at time of loss up to a maximum of $7,500.*

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COLLISION

Reimburses your deductible payment for auto collision claims.

Being involved in a collision is difficult. If you are found at fault in the accident and your collision coverage is put to use in order to repair your vehicle, you will be responsible for the high deductible amount.

In the event that your vehicle is involved in an accident, we will pay your auto collision deductible up to $1,000.*

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THEFT

Covers the shortfall between your insurance payout vs. finance balance.

In case of a vehicle theft, Theft Coverage Protection will reimburse you for the shortfall between the insurance payout v.s. the outstanding finance balance at time of loss up to a maximum of $7,500.*

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*Auto Key-Back Protection, Car Payment Protection, Finance Gap Protection, Collision Deductible Protection and Theft Coverage Protection are
add-on warranty program service options and are only available in conjunction with a purchase of an extended warranty plan and not as a
standalone service option product.
*Auto Key-Back Protection, Car Payment Protection, Finance Gap Protection, Collision Deductible Protection and Theft Coverage Protection
does not provide any insurance coverage for you or the vehicle, such as theft, collision, comprehensive, bodily injury, property damage or
liability. You must have or obtain comprehensive insurance coverage on your vehicle at the time of purchase in order for Auto Key-Back
Protection, Car Payment Protection, Finance Gap Protection, Collision Deductible Protection and Theft Coverage Protection to be effective.
*Auto Key-Back Protection, Car Payment Protection, Finance Gap Protection, Collision Deductible Protection and Theft Coverage Protection
is not a replacement for any credit, car payment, loan, physical disability, life, accidental death or any and all insurance related products.
*All benefits described are subject to the terms and conditions of the contract. EFFECTIVE October 01, 2016.